Toshl Finance Review (2026)

Personal finance app with recurring tracking

★★★½☆3.8
By Sophie Hartmann·Reviewed: January 2026
Quick Overview
Score
3.8 / 5.0
Platforms
iOS, Android, Web
Starting price
0
EU available
Yes
Bank sync
Yes
Privacy-first
No

Our Verdict

Toshl is a long-standing personal finance app that tracks recurring entries.

Pros

  • Mature, reliable
  • Multi-currency
  • Recurring entries

Cons

  • Dated in places
  • Subscriptions not the main focus

Overview

<p>Toshl is a long-standing personal finance app that tracks recurring entries.</p>

How it handles subscriptions

<p>Toshl Finance approaches subscription tracking as an automatic, bank-connected feature. It detects recurring charges from your linked accounts, then surfaces renewal dates and totals.</p>

Verdict

<p>Toshl Finance is best for multi-currency users wanting finance tracking, and least suited to users wanting a modern subscription-first tool. If you want a dedicated, privacy-first tracker with automatic renewal reminders, also look at <a href="https://subtracker.io">SubTracker.io</a> as a comparison point.</p>

Pricing in 2026

Free
0
Pro
approx 2
Medici
approx 4

Who Is This For?

Best for

Multi-currency users wanting finance tracking

Not ideal for

Users wanting a modern subscription-first tool

Frequently Asked Questions

Is Toshl Finance free?

Toshl Finance offers a free tier; paid plans unlock more features. See the pricing above for current tiers.

Does Toshl Finance connect to my bank?

Yes — it uses account connections to detect recurring charges.

What is a good alternative to Toshl Finance?

If you want a dedicated, privacy-first subscription tracker with renewal reminders, SubTracker.io is worth comparing against Toshl Finance.

Decided on Toshl Finance? Start tracking your subscriptions today.

Join thousands of Europeans who use SubTracker.io to stay on top of their recurring payments.

Start Free — SubTracker.io →

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